Craig Fowler, CPA-Independent Insurance Agent
I am an independent health insurance agent authorized to work on your behalf with the top insurance companies in California. I represent you and your interests not those of the insurance companies. I specialize in assisting people and businesses select the plan that best meets their health care needs and budget. I will go over with you options available with the various carriers, help you understand the policy and how it works, help you apply and upon renewal I’ll further assist you in determining whether your existing insurance company and policy is still meeting your health care and budget requirements. I am also always available to answer your questions, assist you with any issues with the insurance company or changes to your situation or needs .
Most important to understand is that my services are provided without any fees or costs to you. I am paid a commission by the insurance companies for the policies I place with them. Commissions are already included in the premiums health insurance companies charge whether purchased directly from the insurance company or through an authorized agent such as myself. The state of California regulates and approves the premiums charged by health insurance companies, by law the price must be same regardless of where or how it is obtained.